Lakeside Private Client features a team of experts who specialize in working with high net worth individuals to implement effective solutions that accommodate your lifestyle. We help analyze your exposures, listen to what is important to you and individually customize a personal insurance package that is built to protect the distinctive needs of our clients.
Your home is one of your biggest investments. Is it adequately covered? Our agency works exclusively with some of the finest, most trusted, financially stable, high net worth carriers across the country. These exclusive carriers provide a customized insurance policy and enhanced coverages including a variety of options for contents, other structures, additional living expenses and the guarantee to rebuild or restore your home to its original condition even if the costs exceed your coverage limits. We understand the importance of protecting your biggest asset. As an independent agent it is our duty to ensure your home is properly covered and provide you with lasting peace of mind.
Automobile policies are not created equal. We understand the inconvenience of insuring multiple vehicles on separate policies. Our experienced agents can help keep it simple by offering an automobile policy designed to cover regularly used vehicles, antique/collectible cars, luxury motor homes, motorcycles, all-terrain vehicles and golf carts. We know how important it is to keep your family safe. That is why we provide you with a policy built with top of the line coverages including: high liability limits and uninsured/underinsured motorists (UM/UIM), new vehicle replacement option, agreed value, rental car reimbursement, roadside assistance, trip interruption expenses, and full glass coverage.
The more personal assets you have, the greater your risk of being a target for law suits. An excess liability insurance policy responds when the underlying liability limits of your various other policies have been exhausted. It is a critical, but often overlooked, component of your personal risk management portfolio. To properly estimate the amount of excess liability, we consider the following factors: equity in your home, personal property, valuable collections, investments, college funds, savings/ checking, and future wages. In addition, we assess the risks related to non-profit and for-profit board membership, the employment of a housekeeper, nanny, personal assistant, etc. that can create an additional risk that you could be held liable for and may require special insurance.
You have spent a lifetime collecting the perfect items and understand that they may be worth much more than dollars and cents. Whether you collect fine art, antiques, furs, jewelry, wine, guns, sports memorabilia or something else you’re passionate about, a collection policy can provide you with the following benefits: mysterious disappearance, breakage, agreed value, worldwide coverage, and no deductible applies. Our experienced agents can design a personal collections policy with broad protection for your prized belongings –at home and across the globe.
Fraud and cyber crime are on the rise as criminals find new ways to exploit vulnerabilities. As a high net worth individual, you are at a greater risk of being a target and could fall victim to either of these unfortunate events. Our high value markets offer a range of coverage options to supplement your homeowner’s insurance and protect you against losses caused by fraud and cyber crime while providing services to help you assess and respond to these types of risks. Let us help you stay ahead of potential online and offline threats and facilitate your financial and emotional recovery.
Before you hit the water in your sailboat, luxury yacht or any other personal watercraft, it is always important to make sure you have adequate protection. Our licensed agents are well versed on providing a program designed to protect you against obvious risks such as sinking, fire and theft, and various other critical coverages, including liability for bodily injury or property damage.
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