Lakeside Private Client features a team of experts who specialize in working with High Net Worth individuals to implement effective solutions that accommodate your lifestyle. We help analyze your exposures, listen to what is important to you and individually customize a personal insurance package that is built to protect the distinctive needs of our clients.
High Value Homeowners Insurance
Your home is one of your biggest investments. Is it adequately covered? Our agency works exclusively with some of the finest, most trusted, financially stable, high net worth carriers acrossthe country. These exclusive carriers provide a customizable insurance policy and enhanced coverages including a variety of options for contents, otherstructures, additional living expenses and the guarantee to rebuild or restoreyour home to its original condition even if the costs exceed your coveragelimits. We understand the importance of protecting your biggest asset. As anindependent agent it is our duty to ensure your home is properly covered andprovide you with lasting peace of mind.
Automobile policies are not createdequal. We understand the inconvenience of insuring multiple vehicles onseparate policies. Our experienced agents can help keep it simple by offeringan automobile policy designed to cover regularly used vehicles,antique/collectible cars, luxury motor homes, motorcycles, all-terrain vehiclesand golf carts. We know how important it is to keep your family safe. That iswhy we provide you with a policy built with top of the line coveragesincluding:
Personal Excess Liability Insurance
No matter how careful you are, theworld is full of uncertainty. The more personal assets you have, the greateryour risk of being a target for law suits. An excess liability insurance policyresponds when the underlying liability limits of your various other policieshave been exhausted. It is a critical, but often overlooked, component of yourpersonal risk management portfolio. To properly estimate the amount of excessliability you will need, we consider the following different factors:
In addition, we assess the risksrelated to non-profit and for-profit board membership, the employment of ahousekeeper, nanny, personal assistant, etc. that can create an additional riskthat you could be held liable for and may require special insurance. Let ushelp safeguard your family legacy against claims of personal injury or propertydamage with a personal excess liability policy.
Jewelry, Art & CollectionsInsurance
You have spent a lifetime collectingthe perfect items and understand that they may be worth much more than dollarsand cents. Whether you collect fine art, antiques, furs, jewelry, wine, guns,sports memorabilia or something else you’re passionate about, a collectionpolicy can provide you with the following benefits:
Our experienced agents can design apersonal collections policy with broad protection for your prized belongings –at home and across the globe.
Identity Theft and Cyber Fraud
Fraud and cybercrime are on the riseas criminals find new ways to exploit vulnerabilities. As a high net worthindividual, you are at a greater risk of being a target and could fall victimto either of these unfortunate events. Our high value markets offer a range ofcoverage options to supplement your homeowner’s insurance and protect youagainst losses caused by fraud and cybercrime while providing services to helpyou assess and respond to these types of risks. Let us help you stay ahead ofpotential online and offline threats and facilitate your financial andemotional recovery.
Before you hit the water in yoursailboat, luxury yacht or any other personal watercraft, it is always importantto make sure you have adequate protection. Our licensed agents are well versedon providing a program designed to protect you against obvious risks such assinking, fire and theft, and various other critical coverages, includingliability for bodily injury or property damage.
Protect you and your business when you are sued for negligence when performing services.