General liability, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business.
Coverage typically includes product protection from financial loss should you be liable for property damage or personal and advertising injury caused by your services, business operations or your employees.
Take a look at the list below for additional liability coverages that you may want to consider.
Professional Liability Insurance (Errors & Omissions)
This means the provider will pay you the full (agreed to) amount in the event of a covered total loss, less any applicable deductible. This type of coverage is much better than “actual cash value” or “stated value” that you may get with some companies.
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When it comes to protecting your business, contractors are given the tools to make appropriate policy decisions.