It provides Liability for bodily injury and property damage as well as Comprehensive and Collision coverage for damage to the fleet of owned scheduled vehicles.
Hired/Non-owned Auto Liability
Are you renting cars or are your employees using their own vehicles? This particular coverage provides business insurance coverage for certain liabilities arising from the use of a rented or leased vehicle (hired), or a non-owned vehicle (employee using their own vehicle on company business). Oftentimes this coverage can be added inexpensively to a business auto policy, or in some cases, a general liability policy.
Use of Personal Vehicles
Insurance policies for privately owned vehicles may not cover damage to your privately owned car or truck when it is used for business, even home cosmetics, jewelry sales or a pizza delivery business. We would be happy to help you ensure you have the right coverage for where you live.
When it comes to protecting your business, contractors are given the tools to make appropriate policy decisions.
If umbrella policies are good for individuals, then they are imperative for business.